Real Estate Mortgage Brokerage
Keywords: Pleasanton mortgage brokers, Pleasanton lenders, east bay home loans, home loan brokers, real estate loans, mortgage, real estate financing, mortgage lending, lender, home loans, home loan financing, refinances, purchase money loans, VA Financing, FHA financing, mortgages, home equity lines, second mortgages, reverse mortgages, investment property loans, non owner occupied home loans, east bay mortgage brokers, east bay lenders, mortgage brokers in Pleasanton
Interview Q&A
How long have you been in business?
Heritage Valley Mortgage, Inc opened its doors April 1, 1986.
What is your primary product or service?
We provide access to real estate mortgages for the purchase of residential and investment properties. All conventional fixed and adjustable financing, VA loans and FHA loans. We take the time to explain the loan process and the products available and find the loan that satisfies the borrowers needs with the rate and pricing options the borrower chooses.
How did you first become interested in your line of business? (if owner) - What is your background? (If owner or store manager)
I sold real estate for about three years and I found I was far more interested in the ins and outs of real estate financing and felt that I could best serve my clients through finacing their homes. I have taught credit scoring all over the country and been an expert witness on credit. That means I can explain credit to my clients and help them understand how to be great at utilizing their credit so they are as credit worthy as possible when they apply for a real estate loan.
How do you differentiate yourself from other businesses in your category and area?
We truly work for our clients and help them understand the process and the products so that they can be better informed and capable of making good educated decisions about their real estate finance choices. We don't just shove a rate and program at them, we listen, we care about them and what the needs are they are looking to satisfy.
Which areas do you service?
We service all of CA, but concentrate on Northern CA and in particular the Bay area
Who owns your company or runs daily operations?
Ginny Ferguson
What are your hours of operation?
9:00 am to 6:00 pm Monday through Friday, weekends and evenings by appointment
What is the best compliment anyone can give you?
A huge smile when we tell them their loan is approved and when they recommend their family and friends come to us to get their real estate financing.